While InCharge Debt Solutions can provide credit counseling services to anyone in its service areas, it also has several specific programs designed to help military members and veterans. It’s a member of the NFCC, approved by HUD to provide housing counseling and approved by the EOUST to provide bankruptcy counseling. InCharge Debt Solutions is a nonprofit credit counseling agency founded in 1997 that offers debt relief services in 16 states (Arizona, Colorado, Delaware, Illinois, Indiana, Maryland, Michigan, Mississippi, Nevada, New York, Oregon, Rhode Island, Tennessee, Utah, Vermont and Virginia).Ī search revealed no recent legal actions against the company. You’ll pay an average one-time fee of $40 to enroll (up to no more than $75) and an average monthly fee of $30 (capped at $50) while enrolled. You can also enroll in a DMP with Cambridge Credit Counseling, which can help you pay off all your enrolled unsecured debts (e.g., credit cards, collection accounts) in an average of 48 months. You can get traditional credit counseling (e.g., help with budgeting and debt management), as well as housing and bankruptcy counseling to help you better understand your rights and options. Unlike many debt relief companies, Cambridge Credit Counseling has no debt minimums to enroll in its services. Department of Justice’s Executive Office of the United States Trustee Program (EOUST) to provide bankruptcy counseling Department of Housing and Urban Development (HUD) and NeighborWorks America Multiple housing counseling certifications from the U.S.Member of the National Foundation for Credit Counseling (NFCC), the Financial Counseling Association of America (FCAA) and the Partnership for Financial Education (PFE). A search revealed no recent legal actions against the company, and it is associated with several reputable programs and industry trade organizations: is a nonprofit firm founded in 1996 that offers credit counseling services in all 50 states. Our pick for additional services: Debt Management Credit Counseling Corp.Ĭambridge Credit Counseling Corp.Our pick for housing debt: Consolidated Credit Solutions.Our pick for low fees: Money Management International.Our pick for military and veterans: InCharge Debt Solutions.Our pick for low debt minimum: Cambridge Credit Counseling.This does not affect our recommendations or evaluations but may affect the order in which the companies appear. Our picks may be Authorized Partners who compensate us. For more information, read our full methodology. To make our top picks, we considered 17 companies offering credit counseling services and narrowed them down based on factors including fees, types of debts serviced, additional services and number of states available. If you have a lot of credit card debt or other unsecured debt, your credit counselor may suggest a debt management plan (DMP), which could lower your rates and fees and help you fully repay your debt in three to five years. They'll review your finances and help you develop an action plan. While the specific services you can get vary, all credit counselors will offer you an initial consultation for free. Credit counseling agencies are nonprofit firms that help consumers manage their finances, from basic budgeting to avoiding bankruptcy.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |